I would be a liar if I didn't say I was terrified. I am petrified at what is going to happen this year.
I have a court date at the end of this month that will glue me to the first of several student loan debt problems that I have acquired over the past few years. If you're a student following my art, then please do take a moment to see this as a certain do not do as he did sort of announcement. For some background, my father passed in 2007 and one of his death bed wishes was for my small amount of student loans to be covered with the massive amount ($ 330,000) of insurance that came in. I was told by my junkie mother that she had paid them off and she began hiding the mail. Then I found out a year later that she was hiding them, ended up in a Psych ward for awhile and I couldn't get on any payment plan with them without her saying she inherited my father's estate/his place as a cosigner. Flip the calendar to 2012 and now I have several pending court dates with huge price-tags because they include lawyer fees and court fees. We're talking $12,000 loans that are now $42,000 set to trail. If you miss a year of payment, you can never get back on top again. Hell, they wouldn't even accept two grand as payment and get me back on a payment plan as of 2009.
The very scariest part of this is that I have several payments pending from freelance jobs. Since my credit has been ruined by the student loans, I pretty much cannot get hired in the positions for my degrees. I work as a substitute but that doesn't cover the bills. What does cover the bills are website work and the like. However, if they freeze my banking accounts and seize all payment due to me on January 30, then the rent money that I've been hoping to come in from freelance work will just go to them. That would leave my daughter without an apartment. Just in fear of this, we cancelled our wedding last month.
I am terrified and the fact I've led a life where all my friends have drifted away
it all seems so very bleak. Needless to say, you haven't seen anything creative from me for awhile.
Thank you, friends, for all the support and kind words lately. It's with you that I celebrate 2012.