I would be a liar if I didn't say I was terrified. I am petrified at what is going to happen this year.
I have a court date at the end of this month that will glue me to the first of several student loan debt problems that I have acquired over the past few years. If you're a student following my art, then please do take a moment to see this as a certain do not do as he did sort of announcement. For some background, my father passed in 2007 and one of his death bed wishes was for my small amount of student loans to be covered with the massive amount ($ 330,000) of insurance that came in. I was told by my junkie mother that she had paid them off and she began hiding the mail. Then I found out a year later that she was hiding them, ended up in a Psych ward for awhile and I couldn't get on any payment plan with them without her saying she inherited my father's estate/his place as a cosigner. Flip the calendar to 2012 and now I have several pending court dates with huge price-tags because they include lawyer fees and court fees. We're talking $12,000 loans that are now $42,000 set to trail. If you miss a year of payment, you can never get back on top again. Hell, they wouldn't even accept two grand as payment and get me back on a payment plan as of 2009.
The very scariest part of this is that I have several payments pending from freelance jobs. Since my credit has been ruined by the student loans, I pretty much cannot get hired in the positions for my degrees. I work as a substitute but that doesn't cover the bills. What does cover the bills are website work and the like. However, if they freeze my banking accounts and seize all payment due to me on January 30, then the rent money that I've been hoping to come in from freelance work will just go to them. That would leave my daughter without an apartment. Just in fear of this, we cancelled our wedding last month.
I am terrified and the fact I've led a life where all my friends have drifted away it all seems so very bleak. Needless to say, you haven't seen anything creative from me for awhile.
Thank you, friends, for all the support and kind words lately. It's with you that I celebrate 2012.
though i don't really know you, i am saddened by your plight. i do hope that the " justice " system will take note of the circumstances around which led you this this difficult time in your life. and it is a true wish and hope that things look up for you this year and not dawn.
This is the second time I've learned the hard way that the legal system does not care. Pretty much would have been able to get 8 grand to even make payments again before going to court. This road is not going anywhere pleasant. Thank you for the wish and I do hope things go in a better direction.
I wish I were a better person and did not often fantasy vicious forms of torture to her. See, not only did she lie and snort all the insurance money, she sold all my father's vehicles (he had 2 work trucks and a motorcycle) and snorted them, but she also has all my living relatives believing I want to spy on her and I maliciously keep my daughter from her. Therefore all that is left of my family (who she gave thousands for their construction business) all have venomous speeches for me. My daughter will never have any fond memories of what is left of my family.
Honestly, with all this trauma, shouldn't I be a hoarder by now?
I wish I were a better person and did not often fantasy vicious forms of torture to her. See, not only did she lie and snort all the insurance money, she sold all my father's vehicles (he had 2 work trucks and a motorcycle) and snorted them, but she also has all my living relatives believing I want to spy on her and I maliciously keep my daughter from her. Therefore all that is left of my family (who she gave thousands for their construction business) all have venomous speeches for me. My daughter will never have any fond memories of what is left of my family.
Honestly, with all this trauma, shouldn't I be a hoarder by now?
That's exactly it.
As for me? Whoever needed to own a car, house or get a good job? Ties you down. Chains, man, chains.
Yeah.